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This article mainly proposes that financial literacy curriculum aims to make kinds of people with financial creativity of resource integration thinking and continuous ‘to conscience’ of morality. This article attempts to explore what is really taught in financial literacy curriculum, which is to improve students’ financial creativity by cultivating financial thinking with constant ‘to conscience’.
This paper deconstructs the financial literacy curriculum from historical analysis, curriculum standards and philosophical speculation. Moreover, this paper implies a new way of thinking about financial literacy education assessment. This could change the evaluation criteria of financial literacy education from the result-oriented of wealth growth to the process-oriented of financial creativity growth.