Personal Finance Course for Young Adults With Disabilities: A Conceptual Framework

• In Event: Theorizing Gaps in College Student Development

Abstract

This paper presents a conceptual framework for enhancing financial literacy among young adults with disabilities using the Simulated Adult Life Profile (SALP) approach. The SALP methodology involves creating detailed adult personas, allowing students to engage in realistic financial decision-making scenarios. This innovative approach aligns with educational theories like Universal Design for Learning (UDL) and self-determination theory, promoting inclusive and practical financial education. By exploring the theoretical foundations and potential benefits of the SALP approach, this paper aims to provide educators with a robust model for improving financial literacy and self-determination skills in students with disabilities, ultimately fostering their long-term financial independence and well-being.

Authors

• Han Wang, University of South Carolina

• Xiaobo Wei, University of South Carolina