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The widespread adoption of generative AI in education raises concerns about its impact on student creativity. Grounded in Cognitive Offloading and Self-Determination theories, this study investigated the relationship between AI Self-Efficacy (AISE) and creativity, and the moderating role of Creative Attitudes and Values (CAV). A survey of 489 undergraduates revealed that AISE negatively associated with creativity (r=-.11, p=.02), suggesting a possible negative impact brought by the cognitive offloading effect. Critically, CAV buffered this relationship: the negative association was significant only for students with low to average CAV, becoming non-significant for their high-CAV counterparts. These findings highlight the protective role of intrinsic creative attitudes and values in human-AI interaction, offering vital implications for fostering creativity in the AI era.