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As a common practice and ritual, monetary gift-money transfer has special features and meanings in China but received little academic explanation in current sociological research. Certain gift-giving motivations such as acquiring higher social class or maintaining social relationships were discussed, but research on motivations of family-based gift-money income is still inadequate. By using national micro-household data, this paper investigates that monetary gift-giving behaviors among urban families in China is influenced by three factors: differences of social class between givers and recipients, social networks owned by the household, as well as the moral and reciprocal factors that drive the gift-giving.