Risk Factors for Identity Theft Across the Life Course

• In Event: Causes and Consequences of Crime and Victimization: Mechanisms and Moderators

Abstract

Approximately 9% of the U.S. adult population experiences identity theft each year and 1 in 5 will be victims of identity theft in their lifetime. Rates will likely increase along with the increased reliance on technology to manage and transfer personal information. Identity theft includes the misuse of credit cards, bank information, and email or social media accounts, and the fraudulent use of personal information for medical care, applying for jobs or government benefits, and the opening of new accounts. Identity theft victimization can be associated with serious and long-term physical, mental health, and financial consequences. Employing life course theory and data from the National Crime Victimization Survey’s Identity Theft Supplement, this study assesses risk and protective factors associated with identity theft across age groups. Among the study’s findings are different relationships between identity theft and changes in marital status and health, moving, and prior victimization across age groups. For example, a recent marriage is protective for adults under 29 but a risk factor for adults ages 50-59. Identifying risk and protective factors across the life course can help develop strategies to prevent, reduce, and more effectively respond to identity theft. We conclude with implications for future research and policy.

Authors

• Julie Brancale, Florida State University

• Nan Li, Florida State University

• Thomas Blomberg, Florida State University