Democracy and Financial Disintermediation: A Conjoint Experiment in Peru

• In Event: Power, Prosperity, and Political Change: Infrastructure, Institutions, and Governance in the 21st Century

Brief Overview

Why hasn't fintech solved financial inclusion in Peru? I argue cash remains Peru's primary payment method because cash's attributes in contexts of eroding institutional trust don't transfer to mobile money. I test this through a conjoint experiment.

Author

• Ghita Chraibi, University of Virginia