When Average is Not Enough: Examining the Variation in the Influences on Undergraduate Debt

• In Event: How much a dollar cost? A conversation on student financial aid and debt

Abstract

I analyze six cohorts of undergraduate students who attended nonprofit four-year institutions in Texas using simultaneous-quantile regression. I find large variation in the influence of individual and institutional factors on undergraduate debt levels and debt-to-income ratios.

Author

• Dominique Baker, Southern Methodist University